Skip to main content

Main menu

  • Home
  • Current Issue
  • Past Issues
  • Videos
  • Submit an article
  • More
    • About JSF
    • Editorial Board
    • Published Ahead of Print (PAP)
  • IPR Logo
  • About Us
  • Journals
  • Publish
  • Advertise
  • Videos
  • Webinars
  • More
    • Awards
    • Article Licensing
    • Academic Use
  • Follow IIJ on LinkedIn
  • Follow IIJ on Twitter

User menu

  • Sample our Content
  • Request a demo
  • Log in

Search

  • ADVANCED SEARCH: Discover more content by journal, author or time frame
The Journal of Structured Finance
  • IPR Logo
  • About Us
  • Journals
  • Publish
  • Advertise
  • Videos
  • Webinars
  • More
    • Awards
    • Article Licensing
    • Academic Use
  • Sample our Content
  • Request a demo
  • Log in
The Journal of Structured Finance

The Journal of Structured Finance

ADVANCED SEARCH: Discover more content by journal, author or time frame

  • Home
  • Current Issue
  • Past Issues
  • Videos
  • Submit an article
  • More
    • About JSF
    • Editorial Board
    • Published Ahead of Print (PAP)
  • Follow IIJ on LinkedIn
  • Follow IIJ on Twitter

Developments in Student Loan Finance

Lauris G.L. Rall
The Journal of Structured Finance Summer 2015, 21 (2) 9-14; DOI: https://doi.org/10.3905/jsf.2015.21.2.009
Lauris G.L. Rall
is a partner at Dentons U.S., LLP in New York, NY.
  • Find this author on Google Scholar
  • Find this author on PubMed
  • Search for this author on this site
  • For correspondence: lauris.rall@dentons.com
  • Article
  • Info & Metrics
  • PDF (Subscribers Only)
Loading

Click to login and read the full article.

Don’t have access? Click here to request a demo 
Alternatively, Call a member of the team to discuss membership options
US and Overseas: +1 646-931-9045
UK: 0207 139 1600

Abstract

Summer 2015 will mark five years from the end of privatesector origination of student loans under the Federal Family Student Loan Program (FFELP). Since that time, all subsidized and unsubsidized Stafford loans, PLUS loans, and Federal Consolidation loans have been made solely under the Federal Direct Loan Program. This article describes various student loan financing activities prevalent in the financial marketplace, as seen through the eyes of an attorney active in this field, including a lexicon of student loan categories and terms used in the industry, various key criteria that have been developed for student loan securitizations since the financial crisis, currently used student loan asset-backed security (ABS) structures, current regulatory issues, and an outlook for student loan securitization in the future. The student loan ABS asset class has grown since the financial crisis, annualized defaults have declined steadily over the past five years, and the Dodd–Frank burdens are considered onerous but manageable. There is a need for more private-sector student loan ABS origination, but as more student loans are originated by the private sector to creditworthy borrowers, more investors will take notice. Policy changes at the federal level may also present new opportunities for the student loan finance industry.

TOPICS: Asset-backed securities (ABS), legal/regulatory/public policy

  • © 2015 Pageant Media Ltd
View Full Text

Don’t have access? Click here to request a demo

Alternatively, Call a member of the team to discuss membership options

US and Overseas: +1 646-931-9045

UK: 0207 139 1600

Log in using your username and password

Forgot your user name or password?
PreviousNext
Back to top

Explore our content to discover more relevant research

  • By topic
  • Across journals
  • From the experts
  • Monthly highlights
  • Special collections

In this issue

The Journal of Structured Finance: 21 (2)
The Journal of Structured Finance
Vol. 21, Issue 2
Summer 2015
  • Table of Contents
  • Index by author
Print
Download PDF
Article Alerts
Sign In to Email Alerts with your Email Address
Email Article

Thank you for your interest in spreading the word on The Journal of Structured Finance.

NOTE: We only request your email address so that the person you are recommending the page to knows that you wanted them to see it, and that it is not junk mail. We do not capture any email address.

Enter multiple addresses on separate lines or separate them with commas.
Developments in Student Loan Finance
(Your Name) has sent you a message from The Journal of Structured Finance
(Your Name) thought you would like to see the The Journal of Structured Finance web site.
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
Citation Tools
Developments in Student Loan Finance
Lauris G.L. Rall
The Journal of Structured Finance Jul 2015, 21 (2) 9-14; DOI: 10.3905/jsf.2015.21.2.009

Citation Manager Formats

  • BibTeX
  • Bookends
  • EasyBib
  • EndNote (tagged)
  • EndNote 8 (xml)
  • Medlars
  • Mendeley
  • Papers
  • RefWorks Tagged
  • Ref Manager
  • RIS
  • Zotero
Save To My Folders
Share
Developments in Student Loan Finance
Lauris G.L. Rall
The Journal of Structured Finance Jul 2015, 21 (2) 9-14; DOI: 10.3905/jsf.2015.21.2.009
del.icio.us logo Digg logo Reddit logo Twitter logo Facebook logo Google logo LinkedIn logo Mendeley logo
Tweet Widget Facebook Like LinkedIn logo

Jump to section

  • Article
    • Abstract
    • LEXICON AND LANDSCAPE
    • PRIMARY CONSIDERATIONS FOR PRIVATE STUDENT LOAN DEALS
    • STUDENT LOAN ABS STRUCTURES
    • RECENT PERFORMANCE OF PRIVATE STUDENT LOANS
    • REGULATORY ISSUES
    • OTHER THOUGHTS
    • ENDNOTE
  • Info & Metrics
  • PDF (Subscribers Only)
  • PDF (Subscribers Only)

Similar Articles

Cited By...

  • No citing articles found.
  • Google Scholar
LONDON
One London Wall, London, EC2Y 5EA
United Kingdom
+44 207 139 1600
 
NEW YORK
41 Madison Avenue, New York, NY 10010
USA
+1 646 931 9045
pm-research@pageantmedia.com
 

Stay Connected

  • Follow IIJ on LinkedIn
  • Follow IIJ on Twitter

MORE FROM PMR

  • Home
  • Awards
  • Investment Guides
  • Videos
  • About PMR

INFORMATION FOR

  • Academics
  • Agents
  • Authors
  • Content Usage Terms

GET INVOLVED

  • Advertise
  • Publish
  • Article Licensing
  • Contact Us
  • Subscribe Now
  • Log In
  • Update your profile
  • Give us your feedback

© 2022 Pageant Media Ltd | All Rights Reserved | ISSN: 1551-9783 | E-ISSN: 2374-1325

  • Site Map
  • Terms & Conditions
  • Cookies
  • Privacy Policy