Racial disparities in access to small business credit: Evidence from the paycheck protection program
We explore the sources of racial disparities in small business lending by studying the $806
billion Paycheck Protection Program (PPP), which was designed to support small business …
billion Paycheck Protection Program (PPP), which was designed to support small business …
Lender automation and racial disparities in credit access
Process automation reduces racial disparities in credit access by enabling smaller loans,
broadening banks' geographic reach, and removing human biases from decision making. We …
broadening banks' geographic reach, and removing human biases from decision making. We …
[PDF][PDF] Automation in small business lending can reduce racial disparities: Evidence from the Paycheck Protection Program
By enabling smaller loans, broader geographic reach, and less human bias in decision-making,
process automation may reduce racial disparities in access to financial services. We find …
process automation may reduce racial disparities in access to financial services. We find …
[BOOK][B] Automation and racial disparities in small business lending: Evidence from the Paycheck Protection Program
By enabling smaller loans, broader geographic reach, and less human bias in decision-making,
process automation may reduce racial disparities in access to financial services. We find …
process automation may reduce racial disparities in access to financial services. We find …
Automation in small business lending can reduce racial disparities: Evidence from the paycheck protection program
By enabling smaller loans, broader geographic reach, and less human bias in decision-making,
process automation may reduce racial disparities in access to financial services. We find …
process automation may reduce racial disparities in access to financial services. We find …
Marketplace Lending: From the Inside, Looking Out
D Snitkof - Journal of Structured Finance, 2015 - search.proquest.com
Over the past decade, we have seen the emergence of a new class of investing known as
marketplace lending, a growing phenomenon that uses technology to fund billions of dollars in …
marketplace lending, a growing phenomenon that uses technology to fund billions of dollars in …
[PDF][PDF] Us consumers' awareness and use of marketplace lending
R Adams, T Dore, C Greene, T Mach… - Current Policy …, 2017 - bostonfed.org
Marketplace lending is a new kind of online lending that is unfamiliar to most US consumers.
A nationally representative survey finds that just 25 percent of US consumers have heard of …
A nationally representative survey finds that just 25 percent of US consumers have heard of …
[PDF][PDF] Using technology to tackle discrimination in lending: The role of fintechs in the paycheck protection program
Data on individual PPP loans come from the Small Business Administration (SBA). The PPP-loan-level
data provide us with information about the size of the loan, our main dependent …
data provide us with information about the size of the loan, our main dependent …
[PDF][PDF] Algorithms, Humans, and Racial Disparities in Child Protective Services: Evidence from the Allegheny Family Screening Tool
K Rittenhouse, E Putnam-Hornstein, R Vaithianathan - 2022 - krittenh.github.io
We ask whether providing decision-makers with a machine learning tool can reduce racial
disparities. Our context is the implementation of the Allegheny Family Screening Tool (AFST), …
disparities. Our context is the implementation of the Allegheny Family Screening Tool (AFST), …
How much does racial bias affect mortgage lending? Evidence from human and algorithmic credit decisions
We assess racial discrimination in mortgage approvals using new data on mortgage applications.
Minority applicants tend to have significantly lower credit scores, higher leverage, and …
Minority applicants tend to have significantly lower credit scores, higher leverage, and …