[BOOK][B] VA loans outperform FHA Loans. Why? and what can we learn?
LS Goodman, E Seidman, J Zhu - 2016 - urban.org
While Veterans Administration (VA) mortgages and Federal Housing Administration (FHA)
mortgages are often lumped together as “government mortgages,” the programs have …
mortgages are often lumped together as “government mortgages,” the programs have …
[PDF][PDF] A financial services survey of low-and moderate-income households
E Seidman, M Hababou, J Kramer - Center for Financial Services …, 2005 - academia.edu
In 2003 and 2004, MetroEdge conducted a survey of the financial behavior and attitudes of
lowand moderate-income households in Los Angeles, Chicago and Washington, DC. While …
lowand moderate-income households in Los Angeles, Chicago and Washington, DC. While …
[PDF][PDF] Housing as an asset class
M Brennan, P Blumenthal, L Goodman, E Seidman… - Urban Institute, 2017 - urban.org
… Ellen Seidman, interviewed by Maya Brannan, October 11, 2016. 8. Laurie Goodman
and Rolf Pendall, “Housing Supply Falls Short of Demand by 430,000 Units,” Urban Wire (blog) …
and Rolf Pendall, “Housing Supply Falls Short of Demand by 430,000 Units,” Urban Wire (blog) …
[PDF][PDF] Getting to know underbanked consumers: A financial services analysis
E Seidman, M Hababou, J Kramer - Report of the Center for …, 2005 - findevgateway.org
During the past ten years, the financial services activities, attitudes and behaviors of low-and
moderate-income consumers have become the subject of a good deal of interest by …
moderate-income consumers have become the subject of a good deal of interest by …
[PDF][PDF] From unbanked to homeowner: Improving the supply of financial services for low-income, low-asset customers
E Seidman, J Tescher - The Centre for Financial Services …, 2004 - findevgateway.org
At least 10 million American households—disproportionately poor, minority, lower income
and young—are unbanked. Additional households conduct most of their financial transactions …
and young—are unbanked. Additional households conduct most of their financial transactions …
[PDF][PDF] Measuring mortgage credit accessibility
W Li, L Goodman, E Seidman, J Parrott… - Washington, DC: Urban …, 2014 - aeaweb.org
Access to mortgage credit is most commonly determined by calculating the denial rate for all
mortgage applicants using Home Mortgage Disclosure Act (HMDA) data. Calculating a …
mortgage applicants using Home Mortgage Disclosure Act (HMDA) data. Calculating a …
[PDF][PDF] Should the Community Reinvestment Act Consider Race?
L Goodman, L Zhu, E Seidman, J Ratcliffe… - Washington, DC: Urban …, 2022 - urban.org
… Ellen Seidman is a nonresident fellow in the Housing Finance Policy Center at the Urban
Institute. She serves on the boards of the Financial Health Network, Maine Initiatives and …
Institute. She serves on the boards of the Financial Health Network, Maine Initiatives and …
[PDF][PDF] FHA loan limits: What areas are the most affected?
L Goodman, E Seidman, J Zhu - Urban Institute. January, 2014 - urban.org
On December 31, 2013, the Federal Housing Administration (FHA) reduced the loan limits
for its single-family insurance program in 652 counties, while increasing them in 89 counties. …
for its single-family insurance program in 652 counties, while increasing them in 89 counties. …
[PDF][PDF] Bank Lending outside CRA Assessment Areas
L Goodman, E Seidman, J Zhu - 2022 - urban.org
… Ellen Seidman is a nonresident fellow in the Housing Finance Policy Center. From 2012
to 2016, Seidman served on the inaugural Consumer Advisory Board of the Consumer …
to 2016, Seidman served on the inaugural Consumer Advisory Board of the Consumer …
Should the Community Reinvestment Act Consider Race?
The Community Reinvestment Act of 1977 (CRA) was the last of a series of housing-related
legislative actions emerging from the Civil Rights era. It was enacted to combat redlining, …
legislative actions emerging from the Civil Rights era. It was enacted to combat redlining, …