& Another (" LaRace").'Although the Court ruled against the trustees, its decisions do not
cast doubt on the method in which mortgage loans were typically conveyed to residential …

In light of recent events, the legal framework in which the subprime mortgage market
operates is changing. New federal and state regulations will fundamentally affect the way …

The advent of securitization has significantly increased the availability of lower-cost subprime
home equity mortgage credit to consumers having flawed credit histories, and who do not …

… John P. Holahan is an associate resident in the Washington DC office. The authors may
be contacted at somstein@sonnenschein.com, myoon@sonnenschein.com, and jholahan@…

The Federal Truth-in-Lending Act (" TILA") requires that creditors provide borrowers with
certain disclosures. The failure to accurately provide borrowers with the required disclosures …

BACKGROUND: A range of neurobiological investigations shows a failure of left hemisphere
posterior brain systems to function properly during reading in children and adults with …

This article is a brief survey of the subprime mortgage mar-ket that existed in the United
States from 2000 to 2007. It is a story of how a small, inconsequential part of the mortgage …

BACKGROUND: This study examined whether and how two groups of young adults who
were poor readers as children (a relatively compensated group and a group with persistent …

Objective. The outcome in adolescence of children diagnosed as dyslexic during the early
years of school was examined in children prospectively identified in childhood and …