Fannie and Freddie's credit risk transfer (CRT) programs are a set of highly promoted and
useful tools to hedge unexpected losses. Financial institutions, such as banks and insurance …

Government-sponsored enterprises (GSEs), by charter, cannot be in a first-loss position when
a loan has a loan-to-value ratio (LTV) over 80. As a result, all loans bought by GSEs with …

It has become very fashionable to discuss the elimination of the GSEs. However, we believe
it will be nearly impossible to do so within the next five years. The GSEs are likely in five …

This panel discussed the expectation that a policy debate may begin in earnest after the
presidential election, that the debate may still take years to resolve and implement, the FHFA’s …

The structure and relationships of the male and female lower urinary tract have been considered
with particular emphasis placed on those morphological components believed to be of …

Purpose : Detrusor hyperreflexia is a common finding in patients with neurological disease
involving the spinal cord. In animal models it has been attributed to an emergent reflex …

Background Infants born <37 weeks' gestation are of public health concern since complications
associated with preterm birth are the leading cause of mortality in children <5 years of …

Background: Previous studies have noted that the use of antifibrinolytic medications can help
reduce blood loss and transfusion requirements during cardiac, total joint arthroplasty, and …

The world's large rivers are facing reduced sediment loads due to anthropogenic activities
such as hydropower development and sediment extraction. Globally, estimates of sand …

The IBM® System i™ family, with its operating system IBM i5/OS®, is considered one of the
most secure systems in the industry. From the beginning, security was designed as an …