A “payday loan” is a short-term loan made for seven to 30 days for a small amount. Fees
charged on payday loans generally range from $15 to $30 on each $100 advanced. A typical …

A variety of claims have been made concerning the social benefits of homeownership. This
paper describes research designed to assess the impacts of homeownership on the self-…

For nearly 30 years, the subject of mortgage default has claimed the attention of scholars,
policy analysts, and government officials. During this time, the principal purposes of these …

Supporters of subsidized home-ownership programs have made claims concerning the
benefits of home ownership. Home owners are said to be more involved in social and political …

The tremendous growth in the demand for very small, short-term loans by credit constrained
households is being largely filled by companies offering payday loans. This article explores …

There are growing concerns about the way predatory mortgages erode housing equity. We
examine another potential impact: the relationship between abusive loan terms and …

Many residential location models have been developed within the context of long-range
transportation planning programs and tend to explain housing consumer behavior largely in …

… Estimates by Michael Stegman after the first few years of LIHTC experience suggested that
… the LIHTC during its first decade, confirming Stegman's estimates for the early years but also …

We theorize how the real estate market will respond to development impact fees. We look at
the effects of impact fees on residential and nonresidential real estate under different supply …

The paper examines creative finance as a means of low‐income housing production and
preservation. The low‐income tax credit has evolved as the main federal housing production …