The financial press has noted, occasionally with some alarm, the rising levels of lending to
subprime auto consumers on increasingly lax terms. At the same time, as the US Federal …

… The author is grateful as well for the able research assistance of Robbin Conner. The views
stated in this article should be attributed solely to the author, as should responsibility for any …

The 3D components of today’s user interfaces are still underdeveloped. Direct interaction
with 3D objects has been limited thus far to gestural picking, manipulation with linear …

Cognitive dysfunction develops in approximately 50% of patients who receive fractionated
whole-brain irradiation and survive 6 months or more. The mechanisms underlying these …

It seems logical to employ an optimizer that maximizes a portfolio’s Sharpe (or information)
ratio, as is common in equity portfolio management, but this process is not as straightforward …

… Chung4 proved, independently, the results of Harris and Robbins for the special case of
Markov chains with denumerably many states. The proof used in this note will be a …

Before-after-control-impact (BACI) designs are an effective method to evaluate natural and
human-induced perturbations on ecological variables when treatment sites cannot be …

Censusing procedures that detect effects of habitat treatment on birds are outlined. We
suggest that only relative values of bird species diversity, equitability, abundance, and species …

Recent experience sampling and diary studies have shown that spending time on creative
goals during a day is associated with higher activated positive affect (PA) on that day. Based …

Normal aging is associated with a significant reduction in cognitive function across primate
species. However, the structural and molecular basis for this age-related decline in neural …