Much has been said and written about the'financial tsunami'and subsequent economic
dislocation that occurred in the opening decade of the 21st Century. Professor Ivo Pezzuto is …

Since the economic crisis of 2008, the number of US banks has declined by an average of
4.5% per year. Factors in bank decline include consolidation due to increased competition …

In the aftermath of the financial crisis, policymakers have made a number of changes to the
supervision and regulation of banks' origination of mortgage loans with the intent of selling …