Race, space, and cumulative disadvantage: A case study of the subprime lending collapse
In this article, we describe how residential segregation and individual racial disparities
generate racialized patterns of subprime lending and lead to financial loss among black …
generate racialized patterns of subprime lending and lead to financial loss among black …
How and why US single-family housing became an investor asset class
B Christophers - Journal of Urban History, 2023 - journals.sagepub.com
Having historically been avoided by institutional financial investors, US single-family
housing—that is, free-standing residential property—received large investment inflows after …
housing—that is, free-standing residential property—received large investment inflows after …
Real estate investors and the US housing recovery
L Lambie‐Hanson, W Li, M Slonkosky - Real Estate Economics, 2022 - Wiley Online Library
US house prices fell nearly 30% between 2006 and 2012. Meanwhile, homeownership rates
declined as mortgage credit supply tightened and investors bought up properties. Although …
declined as mortgage credit supply tightened and investors bought up properties. Although …
The social structure of mortgage discrimination
In the decade leading up to the US housing crisis, black and Latino borrowers
disproportionately received high-cost, high-risk mortgages—a lending disparity well …
disproportionately received high-cost, high-risk mortgages—a lending disparity well …
Revisiting the subprime crisis: The dual mortgage market and mortgage defaults by race and ethnicity
CK Reid, D Bocian, W Li, RG Quercia - Journal of Urban Affairs, 2017 - Taylor & Francis
The impacts of the foreclosure crisis have been widespread, catalyzing the worst economic
downturn since the Great Depression and leading to dramatic declines in housing equity …
downturn since the Great Depression and leading to dramatic declines in housing equity …
The role of the State in the transfer of value from Main Street to Wall Street: US single‐family housing after the financial crisis
B Christophers - Antipode, 2022 - Wiley Online Library
After 2007, many US households suffered significant financial losses when their mortgages
were foreclosed upon and homes repossessed. Much of this lost value ended up in the …
were foreclosed upon and homes repossessed. Much of this lost value ended up in the …
Black homebuying after the crisis: Appreciation patterns in fifteen large metropolitan areas
D Immergluck, S Earl, A Powell - City & Community, 2019 - journals.sagepub.com
Some have questioned the financial wisdom of homeownership and, especially, Black
homeownership. This is understandable because the mortgage crisis dealt heavy blows to …
homeownership. This is understandable because the mortgage crisis dealt heavy blows to …
Leaving households behind: Institutional investors and the US housing recovery
L Lambie-Hanson, W Li, M Slonkosky - 2019 - papers.ssrn.com
Ten years after the mortgage crisis, the US housing market has rebounded significantly with
house prices now near the peak achieved during the boom. Homeownership rates, on the …
house prices now near the peak achieved during the boom. Homeownership rates, on the …
[HTML][HTML] Peer-to-Peer Lending as a Determinant of Federal Housing Administration-Insured Mortgages to Meet Sustainable Development Goals
E Avgeri, M Psillaki, E Zervoudi - Sustainability, 2023 - mdpi.com
In this paper, we investigate the influential factors of Federal Housing Administration (FHA)
mortgage loans, focusing our research interest on peer-to-peer (P2P) lending, the most …
mortgage loans, focusing our research interest on peer-to-peer (P2P) lending, the most …
[PDF][PDF] Small-dollar mortgages for single-family residential properties
A McCargo, B Bai, T George… - Housing …, 2018 - democrats-financialservices.house …
This report examines the availability of small-dollar mortgages (up to $70,000) for home
purchases, refinances, and improvements. 1 We find evidence of a substantial number of …
purchases, refinances, and improvements. 1 We find evidence of a substantial number of …